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Insurance

  • Currently in-network with:
     

    • Blue Cross Blue Shield ​

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  • Private pay rates also available. If you do not have BCBS and wish to submit claims to your insurance company, it is highly suggested that you contact your insurance company to determine what speech therapy coverage you have for Out-of-Network providers. 

    *** Click here for a form with some helpful information to have on-hand when calling your insurance company and asking about your plan coverages.

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  • Acceptable forms of payment:

    • Cash

    • Check (made out to: Leah Towers Speech and Language)

    • Credit

    • HSA/FSA cards

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  • Regular statements/receipts can be provided to you. I can also provide you with a superbill each month (a medical receipt) which can be submitted to your insurance company for possible reimbursement for services. ​​​

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Benefits to private pay:

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  1. You are in control of the frequency and duration of your child's speech therapy. This decision is based, solely, on what is in the best interest of your child, not on an insurance company's policy.
     

  2. If you have a high deductible,  your payments can often be much higher than private pay rates, so you'll be paying more out of pocket, initially. Depending on how high your deductible is, it may make more financial sense to go with private pay to maximize the number of sessions your child can receive before reaching your deductible.
     

  3. Some insurance policies only cover certain medical conditions or diagnoses, so your child may not be "eligible" for services, according to your insurance company.
     

  4. My private fees reflect more time spent with my clients and planning for their sessions -- not dealing with insurance companies and their rules and regulations. I am able to take a much more personalized approach to each client's needs. 
     

  5. You can use your HSA/FSA funds for speech therapy costs. This is a great option that gives you the flexibility and freedom of private pay services without paying "out-of-pocket."
     

  6. You can also submit Superbills to your insurance company for possible reimbursement for services (depending on your plan's Out-Of-Network speech therapy coverage.). Again, this gives you the flexibility and freedom of private pay services without losing out on at least some insurance coverage.

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